Personal Banking Disclosures

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Available Disclosures

• Account Balance Details
• Bill Pay Disclosures
• Electronic Services Disclosure
• ESL Credit Card Agreement
• ESL Rewards Visa Signature® Credit Card Disclosure Information
• ESL Visa® Credit Card Disclosure Information
• ESL Visa® Gift Card Terms and Conditions
• ESL Visa® Secured Credit Card Agreement
• ESL Visa® Secured Credit Card Disclosure Information
• Fee Schedule
• Funds Availability
• Home Mortgage Disclosure Act
• Internet Banking Policy
• Internet Loan Payment Details
• NCUA Insurance
• Online Security Practices
• Online Statement Disclosure
• Open Source Attribution
• Privacy Policy
• Receive Documents Electronically
• S.A.F.E. ACT and ESL
• Savings and Checking Disclosure Terms and Account Agreement
• Stop Payment Fees and Conditions
• Third Party Site Disclaimer
• USA PATRIOT Act
• Visa Guide to Benefits for ESL Visa® Credit Card and ESL Visa® Secured Credit Card
• Visa Signature Guide to Benefits for ESL Rewards Visa Signature® Credit Card

Personal Banking Forms

• ACH Payment Revocation
• ACH Stop Payment
• ACH Unauthorized Transaction
• ATM Transaction Dispute (ATM or debit card)
• Automatic Loan Payment Authorization
• Automatic Payment Change Request
• AutoSweep Registration
• California Privacy Opt-Out Election Form
• Cash Reserve Application
• Debit Card Purchase Transaction Dispute
• Direct Deposit Authorization
• Domestic Wire Transfer Request Form
• Email Opt-Out
• Home Equity Application
• International Wire Transfer Request Form
• Loan Application
• Membership Application
• Privacy Policy Opt-Out
• Rewards Visa Signature® Credit Card Application
• Short-Term Loan Application
• Transaction Tickets
  • Deposit Ticket (PDF)
  • Loan Payment Ticket (PDF)
  • Share Transfer Ticket (PDF)
  • Withdrawal Ticket (PDF)
• Visa® Credit Card Application
• Visa® Credit Card Balance Transfer
• Visa® Debit Card Purchase Transaction Dispute
• Visa® Secured Credit Card Application

Forms in online banking:

• Apply for a Home Equity Line of Credit or Loan:
  • Sign in to online banking.
  • Click I’d Like To…
  • Select Apply for a Loan.
  • Click APPLY NOW – HOME EQUITY button.
  • Fill out the secure online application.
  • Click SUBMIT.
• Courtesy Pay Registration/Decline:
  • Sign in to online banking.
  • Click Manage Money.
  • Select Manage Overdraft Services.
  • Click ESL Courtesy Pay Registration/Decline Form. 
  • Complete the appropriate fields.
  • Click Submit.
• Request a New Share Account:
  • Sign in to online banking. 
  • Click I’d Like To…
  • Select Request a New Share Account.
  • Fill out the secure online form.
  • Click Submit Your New Account Request.
• Travel Notification Form:
  • Sign in to online banking.
  • Click I'd Like To ...
  • Select Travel Notification.
  • Fill out the secure online form.
  • Click Submit Travel Notification Form.