ESL Business Loans

In today's world, your business can have a variety of borrowing needs. Fortunately, ESL has a variety of business borrowing options to meet those needs.

Because we're headquartered here, we keep the interests of you, your customers, and your bottom line, as well as our community top of mind as we work with you to develop the right loan solution for your business.

AND, don't forget! The interest you pay qualifies for our unique Owners' Dividend.

Business Line of Credit -

The ESL Business Line of Credit lets you borrow what you need, when you need it.

Lines start at $25,000 and available to $2,500,000
Access funds with transfers made online, by phone or by speaking with your business relationship manager or branch representative
Make payments easily with Business Internet Banking or receive monthly bills in the mail
Save .25% on your loan rate when you pay by AutoSweep
Variable interest rate based on the Wall Street Journal Prime plus a margin

Business Term Loan -

With an ESL Business Term Loan, you get the financing for those larger purchases you need to keep your business growing.

Three interest rate options available - fixed rate, variable rate and variable rate with a balloon payment
Terms from 1 to 5 years available
Term loans available from $10,000 to $1,000,000
Make payments easily with Business Internet Banking or receive monthly bills in the mail
Save .25% on your loan rate when you pay by AutoSweep

Business Mortgage -

When you need to expand your operations, an ESL Business Mortgage could be just what you need.

Various rate options available (fixed, variable or adjustable rates) and a variety of term options to help manage payments
Mortgages available from $100,000 to $5,000,000
Make payments easily with Business Internet Banking or receive monthly bills in the mail
Save .25% on your loan rate when you pay by AutoSweep