Business Banking Compare Checking

	Business Classic Checking	Business Premier Checking	Business Analyzed Checking
Serving Rochester based businesses	Smaller business who maintain minimal balances	Dividend bearing account for balances greater than $1	Larger business with high volume transactions
Minimum Balance Requirement	$1	$1	$1
Monthly Maintenance Fee	None First 300 combined transactions free	$12* *Waived for average monthly balances of $5,000 or more First 500 combined transactions free	$10 Earnings Credit offsets transaction fees
Dividend Rate	No dividends earned on this account	Tiered Rate based on Balance $1-$99,999 $100,000 - $249,999 $250,000+ Introductory rate for first 6 months	No dividends earned on this account
ESL Visa® Business Check Card	Free	Free Rewards Card available	Free Rewards Card available
Access to ESL ATMs	Free	Free	Free
ESL Business Internet Banking	Free	Free	Free
ACH and Wire Transfer Service		Available through online banking	Available through online banking
Remote Deposit Capture		Deposit checks without leaving the office	Deposit checks without leaving the office
Email Balance Alerts on Share Accounts	Free	Free	Free
ESL Business Bill Pay	Free	Free	Free
Online Statements	Free	Free	Free
Online Check Images	Free	Free	Free
Overdraft Protection	Business Overdraft Line of Credit available to qualified applicants CheckOK overdraft transfer available ESL Courtesy Pay available to eligible checking account holders	Business Overdraft Line of Credit available to qualified applicants CheckOK overdraft transfer available ESL Courtesy Pay available to eligible checking account holders	Business Overdraft Line of Credit available to qualified applicants CheckOK overdraft transfer available ESL Courtesy Pay available to eligible checking account holders
Member Service	Access to 19 Local Branches Telephone support: Monday - Friday, 7:00 AM to 7:00 PM Saturday, 8:30 AM to 2:00 PM EST Online Chat: Monday - Friday, 7:00 AM to 10:00 PM Saturday, 8:30 AM to 2:00 PM EST	Access to 19 Local Branches Telephone support: Monday - Friday, 7:00 AM to 7:00 PM Saturday, 8:30 AM to 2:00 PM EST Online Chat: Monday - Friday, 7:00 AM to 10:00 PM Saturday, 8:30 AM to 2:00 PM EST Dedicated Business Banking Representative	Access to 19 Local Branches Telephone support: Monday - Friday, 7:00 AM to 7:00 PM Saturday, 8:30 AM to 2:00 PM EST Online Chat: Monday - Friday, 7:00 AM to 10:00 PM Saturday, 8:30 AM to 2:00 PM EST Dedicated Business Banking Representative