About ESL ^top

As a $3 billion financial institution with more than 290,000 members, 9 operating units, and 19 branch locations, ESL is one of the largest, most progressive and most successful credit unions in the country. We are a progressive employer, too - known for valuing people and sharing our success with our employees.

ESL is the community's financial partner who makes ordinary tasks simple, easy and even enjoyable. Members love ESL because we provide helpful, friendly, informative and utterly reliable service with a personal touch.

Click here to learn more about Mission, Vision and Values.

What are the advantages of belonging to ESL Federal Credit Union? ^top

Thank you for asking.

At ESL, we like to say, "It's banking, only better." But, what does "better" really mean? Here's a quick look:

Receive personal touch service.

Our members are very important to us and we do our best every day to meet and exceed their expectations. We're here to serve them and their satisfaction is our number one goal.

Get something extra with our Owners' Dividend.

A significant, unique benefit for ESL members. Each year that we earn more than necessary to keep us strong and healthy, we return a portion of our earnings to our members. All ESL products on which you pay interest or earn dividends qualify for the Owners' Dividend^*.

Get more of the money you need at great rates.

We have no-down payment mortgages and tax-deductible¹ home equity loans and lines. We also have auto, education, personal loans, and more. You get great rates and a variety of lending options to match your personal financial needs.

Save and invest the way you want.

Enjoy a free checking account or one that pays dividends. Earn more with a tiered Money Maker Account (the more you save, the higher your rate). Open a savings account or invest in an IRA or certificate. Or, buy an annuity or mutual funds through ESL Investment Services, LLC², a subsidiary of ESL.

Access your accounts easily, quickly and conveniently.

With a growing branch network and convenient unlimited FREE ATM access³, including the largest drive up ATM network around, ESL is where you are. Add to that an awarding winning, popular Internet Banking web site and TEL-E$L automated telephone service and Visa Check Cards, ESL provides 24/7 access designed with you in mind!

We exist to serve our members and are totally focused on helping them achieve their financial goals. The true test of our success lies in the loyalty of our members. Virtually all of our members (99.3%) tell us they would refer their friends and family to ESL.

Want to know more? Stop by an ESL branch or call 585.336.1000 or 800.848.2265.

More Information ^top

Equal Employment Opportunity