Fee Schedule

Effective as of 4/2/2012

SERVICE FEE
Account Statement Copy
>2 Current Months		 Free
Research Fee
ATM Transactions at ESL Owned ATMs Free
ATM Withdrawals at Non-ESL Owned ATMs
(First five withdrawals per month are free with Direct Deposit or Premier Checking. Owner of ATM may still charge a fee.)		 $1.50
ATM/Check Card Replacement
Rush Order		 Free
$15.00
Certified Check $5.00
CheckOK
(Overdraft from Savings)		 $5.00
Check Printing Varies by Style
Check Protest $15.00 + postage
Copies of Deposited or Cashed Non-ESL Checks $5.00 per check
Collection Items/Foreign
$.01-$25.00 - Free
$25.01-$100.00 - $10.00
$100.01-$500.00 - $20.00
$500.01-$1,000.00 - $30.00
≥ $1,000.01 - $50.00
Copy of ESL Visa® Check Card Transaction $2.50
ESL Bill Pay Free
Foreign Drafts $20.00
International Service Assessment
(For ESL Visa® Credit Card and ESL Visa® Check Card transactions)		 1% of transaction amount
IRA Transfer to External Account $50.00
Legal Execution Processing Fee $75.00
Mail Service Fees
     Overnight Mail Service
     Saturday Only
$6.50
$16.50
Money Order/Official Check $5.00
Overdraft Fees
    Overdraft/Insufficient Funds
    Overdraft/Uncollected Funds
    POS Overdraft (Purchase Amount)
$37.00
$37.00
$.01-$5.00 - Free
≥ $5.01 - $37.00
Person-to-Person Payments (via ESL Internet Banking)
     Standard
     Express
$3.00
$8.00
Premier Checking
(Average balance for month < $1,000)		 $6.00
Premier Money Maker
(Average balance for month < $25,000)		 $10.00
Research (Minimum per hour) $25.00
Returned Items $10.00
Safe Deposit Boxes Annual Rental1
(Contents of box are not insured.) 		3" x 5" - $35.00
5" x 5" - $55.00
3" x 10" - $65.00
5" x 10" - $75.00
10" x 10" - $100.00
Stop Payments $30.00
Transfer to ESL from External Account via ESL Internet Banking
(Members without Direct Deposit or Premier Checking- $3.00.)		 Free
Transfers to External Accounts (via ESL Internet Banking) $3.00
Travelers Cheques 1% of sale
Wire Transfer
     Incoming Domestic & Foreign
     Outgoing Domestic/Foreign
$12.00
$20.00/$35.00

The fees on this Fee Schedule are in addition to any fees listed in any ESL disclosures, terms and conditions, account agreements or any other document provided by ESL.

1Available at select locations. Excludes sales tax.