IRA Account Rates ^top
IRA Certificate Terms
(Traditional, Roth, Coverdell Education)
| Term | Minimum Balance to Open and Obtain APY |
Dividend Rate |
Annual Percentage Yield |
|---|---|---|---|
| 31 day | $100 | 0.150% | 0.150% |
| 6 month - regular & variable | $100 | 0.250% | 0.250% |
| 7 month | $100 | 1.145% | 1.150% |
| 12 month | $100 | 0.499% | 0.500% |
| 13 month | $100 | 1.244% | 1.250% |
| 18 month - regular & variable | $100 | 0.648% | 0.650% |
| 23 month | $100 | 2.034% | 2.050% |
| 24 month | $100 | 0.698% | 0.700% |
| 30 month | $100 | 0.798% | 0.800% |
| 36 month | $100 | 0.847% | 0.850% |
| 48 month | $100 | 0.897% | 0.900% |
| 60 month | $100 | 0.996% | 1.000% |
| 72 month | $100 | 0.996% | 1.000% |
| 84 month | $100 | 0.996% | 1.000% |
| 96 month | $100 | 0.996% | 1.000% |
| 108 month | $100 | 0.996% | 1.000% |
| 120 month | $100 | 0.996% | 1.000% |
| 30 day jumbo* | $100,000 | 0.250% | 0.250% |
| 60 day jumbo* | $100,000 | 0.300% | 0.300% |
| 90 day jumbo* | $100,000 | 0.350% | 0.350% |
| 180 day jumbo* | $100,000 | 0.400% | 0.400% |
| 360 day jumbo* | $100,000 | 0.600% | 0.600% |
| 24 month jumbo* | $100,000 | 0.748% | 0.750% |
| 36 month jumbo* | $100,000 | 1.492% | 1.500% |
| 48 month jumbo* | $100,000 | 1.887% | 1.900% |
| 60 month jumbo* | $100,000 | 2.231% | 2.250% |
Rates Accurate as of .
* Jumbo certificates not available for Coverdell Education accounts.
![[Disclosures]](../images/btn_disclosures.gif)
IRA Money Maker Accounts
(Traditional, Roth, Coverdell Education)
| Average Monthly Balance | Minimum Opening Deposit |
Minimum Balance to Open and Obtain APY |
Dividend Rate |
Annual Percentage Yield |
|---|---|---|---|---|
| $0-$2,499.99 | $0 | $1 | 0.100% | 0.100% |
| $2,500.00-9,999.99 | $0 | $2,500 | 0.200% | 0.200% |
| $10,000.00-24,999.99 | $0 | $10,000 | 0.250% | 0.250% |
| $25,000.00-49,999.99 | $0 | $25,000 | 0.549% | 0.550% |
| $50,000.00 and greater | $0 | $50,000 | 0.549% | 0.550% |
Rates Accurate as of .