IRA Account Rates ^top
IRA Certificate Terms
(Traditional, Roth, Coverdell Education)
| Term | Minimum Balance to Open and Obtain APY |
Dividend Rate |
Annual Percentage Yield |
|---|---|---|---|
| 31 day | $100 | 0.050% | 0.05% |
| 6 month - regular & variable | $100 | 0.100% | 0.10% |
| 7 month | $100 | 0.399% | 0.40% |
| 12 month | $100 | 0.200% | 0.20% |
| 18 month - regular & variable | $100 | 0.698% | 0.70% |
| 24 month | $100 | 0.350% | 0.35% |
| 30 month | $100 | 1.046% | 1.05% |
| 36 month | $100 | 0.499% | 0.50% |
| 48 month | $100 | 0.748% | 0.75% |
| 60 month | $100 | 0.996% | 1.00% |
| 72 month | $100 | 0.996% | 1.00% |
| 84 month | $100 | 0.996% | 1.00% |
| 96 month | $100 | 0.996% | 1.00% |
| 108 month | $100 | 0.996% | 1.00% |
| 120 month | $100 | 0.996% | 1.00% |
| 30 day jumbo* | $100,000 | 0.150% | 0.15% |
| 60 day jumbo* | $100,000 | 0.200% | 0.20% |
| 90 day jumbo* | $100,000 | 0.200% | 0.20% |
| 180 day jumbo* | $100,000 | 0.200% | 0.20% |
| 360 day jumbo* | $100,000 | 0.350% | 0.35% |
| 24 month jumbo* | $100,000 | 0.449% | 0.45% |
| 36 month jumbo* | $100,000 | 0.599% | 0.60% |
| 48 month jumbo* | $100,000 | 0.847% | 0.85% |
| 60 month jumbo* | $100,000 | 1.095% | 1.10% |
Rates Accurate as of .
* Jumbo certificates not available for Coverdell Education accounts.
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IRA Money Maker Accounts
(Traditional, Roth, Coverdell Education)
| Balance Tier | Minimum Opening Deposit |
Minimum Balance to Open and Obtain APY |
Dividend Rate |
Annual Percentage Yield |
|---|---|---|---|---|
| $0-$2,499.99 | $0 | $1 | 0.050% | 0.05% |
| $2,500.00-9,999.99 | $0 | $2,500 | 0.100% | 0.10% |
| $10,000.00-24,999.99 | $0 | $10,000 | 0.150% | 0.15% |
| $25,000.00-49,999.99 | $0 | $25,000 | 0.349% | 0.35% |
| $50,000.00 and greater | $0 | $50,000 | 0.449% | 0.45% |
Rates Accurate as of .