IRA Account Rates ^top
IRA Certificate Terms
(Traditional, Roth, Coverdell Education)
| Term | Minimum Balance to Open and Obtain APY |
Dividend Rate |
Annual Percentage Yield |
|---|---|---|---|
| 31 day | $100 | 0.995% | 1.000% |
| 6 month - regular & variable | $100 | 1.689% | 1.700% |
| 11 month | $100 | 2.673% | 2.700% |
| 12 month | $100 | 1.985% | 2.000% |
| 15 month | $100 | 1.985% | 2.000% |
| 18 month - regular & variable | $100 | 2.967% | 3.000% |
| 24 month | $100 | 2.231% | 2.250% |
| 30 month | $100 | 3.211% | 3.250% |
| 36 month | $100 | 2.477% | 2.500% |
| 48 month | $100 | 2.722% | 2.750% |
| 60 month | $100 | 2.967% | 3.000% |
| 72 month | $100 | 2.967% | 3.000% |
| 84 month | $100 | 2.967% | 3.000% |
| 96 month | $100 | 2.967% | 3.000% |
| 108 month | $100 | 2.967% | 3.000% |
| 120 month | $100 | 2.967% | 3.000% |
| 30 day jumbo* | $100,000 | 2.080% | 2.100% |
| 60 day jumbo* | $100,000 | 2.278% | 2.300% |
| 90 day jumbo* | $100,000 | 2.379% | 2.400% |
| 180 day jumbo* | $100,000 | 2.435% | 2.450% |
| 360 day jumbo* | $100,000 | 2.749% | 2.750% |
| 24 month jumbo* | $100,000 | 2.967% | 3.000% |
| 36 month jumbo* | $100,000 | 3.211% | 3.250% |
| 48 month jumbo* | $100,000 | 3.309% | 3.350% |
| 60 month jumbo* | $100,000 | 3.455% | 3.500% |
Rates Accurate as of .
* Jumbo certificates not available for Coverdell Education accounts.
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IRA Money Maker Accounts
(Traditional, Roth, Coverdell Education)
| Average Monthly Balance | Minimum Opening Deposit |
Minimum Balance to Open and Obtain APY |
Dividend Rate |
Annual Percentage Yield |
|---|---|---|---|---|
| $0-$2,499.99 | $0 | $1 | 0.499% | 0.500% |
| $2,500.00-9,999.99 | $0 | $2,500 | 0.648% | 0.650% |
| $10,000.00-24,999.99 | $0 | $10,000 | 0.747% | 0.750% |
| $25,000.00-49,999.99 | $0 | $25,000 | 1.094% | 1.100% |
| $50,000.00 and greater | $0 | $50,000 | 1.391% | 1.400% |
Rates Accurate as of .