Credit Insurance ^top

Keep a personal misfortune from turning into a financial one.

Affordable credit insurance safeguards your family in case you die or become disabled due to an accident or covered illness. You won't have to worry about who will make your loan payments if you can't. And, your family will keep all the things you worked so hard to give them.

Loans Eligible for Insurance

• Home Equity Line of Credit (NOT Home Equity loans).
• Auto, RV, Boat and Motorcycle loans.
• Education, Personal, Debt Consolidation and Home Improvement loans not secured by real estate.

Simple Enrollment

If you are under age 66, you could qualify.

• Answer a few simple questions.
• No physical exam is required.

Low Cost/High Return

• Coverage for just pennies a day.
• Pays off balances up to $55,000 for Consumer loans and $110,000 for Home Equity Lines of Credit.

Joint Coverage Available

• Co-borrowers also may qualify for life and disability insurance.
• Pays benefit if either dies first.
• If either becomes totally disabled, pays your required monthly payment up to $1,000/month, $30,000 total until that person returns to work.

Act Now! Protect your family. Ask for an enrollment form when you apply for your loan. For more information, call 585.336.1000, 800.848.2265, or visit any ESL branch.