Leisure Vehicle Loans ^top

Whether you're shopping for a new or used motorcycle, personal watercraft (Jet Ski), ATV or snowmobile, an ESL loan is the fast, easy way to finance your purchase. Here's why:

  • Enjoy affordable monthly payments with flexible terms.
  • Pay less interest and save money with ESL competitive fixed rates.
  • Select from a variety of payment options, including AutoSweep directly from your ESL account.
  • Get your loan approved before shopping and shop without financing worries.
  • Pay no pre-payment penalties.
  • Take advantage of available low-cost life and disability insurance.
  • Get back some of the interest you pay with our unique Owners' Dividend*.

Want to know how much your payments will be? Use our Financial Calculator.

Once approved, the maximum amount you can borrow will be based on the value of your collateral.

Apply online now for an instant loan approval. Or stop by any ESL branch office. To apply by phone, call 585.336.1000 or 800.848.2265.

[Disclosures]

Boat Loan ^top

If your idea of fun in the water includes a new or used powerboat, then an ESL loan is the fast, easy way to finance your purchase. Here's why:

  • Secure financing for boats 14 to 25 feet.
  • Enjoy low monthly payments with flexible terms.
  • Pay less interest and save money with ESL competitive fixed rates.
  • Select from a variety of payment options, including AutoSweep directly from your ESL account.
  • Get your loan approved before shopping and shop without financing worries.
  • Pay no pre-payment penalties.
  • Take advantage of available low-cost life and disability insurance.
  • Get back some of the interest you pay with our unique Owners' Dividend*.

Want to know how much your payments will be? Use our Financial Calculator.

Once approved, the maximum amount you can borrow will be based on the value of your collateral.

Apply online now for an instant loan approval. Or stop by any ESL branch office. To apply by phone, call 585.336.1000 or 800.848.2265.

[Disclosures]

Recreational Vehicle Loan ^top

If you're shopping for a new or used motor home, truck camper, travel trailer or camping trailer, an ESL loan is the fast, easy way to finance your RV. Here's why:

  • Enjoy affordable monthly payments with flexible terms.
  • Pay less interest and save money with ESL competitive fixed rates.
  • Select from a variety of payment options, including AutoSweep directly from your ESL account.
  • Get your loan approved before shopping and shop without financing worries.
  • Pay no pre-payment penalties.
  • Take advantage of available low-cost life and disability insurance.
  • Get back some of the interest you pay with our unique Owners' Dividend*.

Want to know how much your payments will be? Use our Financial Calculator.

Once approved, the maximum amount you can borrow will be based on the value of your collateral.

Apply online now for an instant loan approval. Or stop by any ESL branch office. To apply by phone, call 585.336.1000 or 800.848.2265.

[Disclosures]

ESL Vehicle Loan Exchange

If you want to refinance your vehicle, check out the ESL Vehicle Loan Exchange.