Direct Deposit and ABA Routing Number

Sign up for Payroll Direct Deposit Today

1. Print our convenient Direct Deposit Authorization Form, and return the completed form to your payroll representative, or
2. Contact your employer's payroll or human services department to obtain your company's direct deposit authorization form.

Use this information when you complete the form:

• The ESL ABA Routing Number: 222371863
• Your Full Account Number: See How to Find Your Account Number
• The Type of Account: Checking or Savings
• ESL Address:

  ESL Federal Credit Union
  P.O. Box 92714 
  Rochester, NY 14692-8814

Note: For direct deposits and direct debits, a Money Maker Account is considered a savings account.

Other Direct Deposit Information

• For tax refunds, use the information above to have your tax refund deposited directly into your account.
• Need to change an automatic payment so it is withdrawn from your ESL account? Use our Automatic Payment Change Form to switch these payments to your ESL account.

How to Find Your Account Number

If you have checks, here is how to find the ESL ABA Routing Number and your account number:

• The first number at the bottom of your checks is the ESL ABA Routing Number—222371863.
• The next number is your account number. Please note, account numbers may vary in length.
• The last number (#1151 in this example) is the check number. 

If you use online banking, here is how to find your account number:

To access your full account number in Personal Online Banking, click on the account name to open the Account History page. On the left-hand side of the page, under the account title, click Account Details.

What is the ESL ABA Routing Number?

222371863

What is an ABA Routing Number?

An ABA Routing Number is a unique nine-digit number assigned to a financial institution by The American Bankers Association (ABA). This number identifies the financial institution upon which a payment is drawn. Routing numbers are sometimes referred to as "check routing numbers," "ABA numbers," or "routing transit numbers" (RTN). Routing numbers may differ depending on where your account was opened and the type of transaction made.

Here is an analogy: Think of the ABA Routing Number as the address of your apartment building and your Account Number as your apartment number.

Why do I Need an ABA Routing Number?

Examples of when an ABA Routing Number is required:

• Direct deposit of your paycheck
• Direct deposit of your tax refund
• Pay a bill online through the biller's website
• Make an automatic, recurring payment
• If you will be receiving a wire transfer from another financial institution