Business Mobile Deposit

• Make sure you have the most up-to-date ESL Business Mobile Banking app for your iPad®, iPhone®, and Android™ phone or tablet:
  • For an iPad or iPhone, check the App Store^SM.
  • For an Android smartphone, check Google Play™ store.
• Sign in to ESL Business Mobile Banking with your ESL Online Banking User ID and Password and select Mobile Deposit from the left navigation.
   
• First-time users will be prompted to accept the ESL Business Mobile Deposit Service Agreement.
   
• Follow the step-by-step, on-screen instructions. That’s all there is to it.

With your mobile device in hand and these simple steps, your checks get deposited right into your account.

• Endorse the back of the check like you normally would.
   
• Sign in to ESL Mobile Banking:
  • ​If you’re using an iPhone® or iPad®, tap Deposit Checks.
  • If you’re using an Android^TM phone, tap Deposits.
• Follow the on-screen instructions to photograph your check and complete your deposit.
   
• Look for the Success screen — once it appears, you’ll know that we’ve received your deposit.
   
• Mobile deposits will appear in both “Account Detail” and “Online Activity” (in both Business Online Banking and Business Mobile Banking).
   
• Keep your original check for 30 days as a reference. Once the funds have been deposited in your account, you can mark the check “void.” You won’t need it after that.

Here are some quick tips on how to take a good, clear photograph of your check which will definitely facilitate the mobile deposit process:

• Take your photo in a well-lit area.
• Place your check on a contrasting surface. In other words, if your check is light-colored, place it on a dark background.
• Only include your check in the photo. Keep your fingers and any objects out of view.
• Make sure that the entire check shows within the Mobile Deposit guide lines on your smartphone screen.
• Leave a small amount of space between the guide lines and the four edges of your check.
• Allow enough time for your smartphone camera to focus on your check before you take the photo. And remember: You can always tap the center of your screen to sharpen the focus.

• Daily deposit limit is $25,000.
• Business mobile deposits follow the ESL Funds Availability Policy.