How to Apply for a Small Business Loan

Whether you stop in to your local branch, call, or chat with us, an ESL representative can help you determine the lending option that best fits your business needs and work with you to complete your application.

No matter which convenient option you choose, our application process can be quick and easy if you take the following steps before you begin.

Step 1: You must be an ESL business member

Not an ESL business member yet? No problem! Here’s what you’ll want to know:

• Membership eligibility
• As part of the business membership opening process, we’ll also ask for the information in these forms:
  • Business Membership Application (PDF)
  • Business Member Account Agreement (PDF)
  • Certification Regarding Beneficial Owner(s) (PDF)
  • Our Business Banking Account Opening Checklist (PDF) outlines what additional information will be needed, based on how your business is structured

Step 2: Be ready with applicable financial information

• When applying for your business loan, we may ask for the information found in these forms:
  • Business Loan Application (PDF)
  • Personal Financial Statement (PDF)
• Having both business and personal financial information will help us complete your application accurately and efficiently.

Step 3: Talk with us to get started

Choose from several convenient options to connect with an ESL representative: