Loan Payment Options ^top

ESL offers several convenient ways to pay your ESL Loan payments. We're sure you'll find the best option to fit your needs.

Automatic Payment Options ^top

Want to make sure your ESL Loan payment is made on time? Automatic Payment options ensure your payment is never late.

AutoSweep

No need to write a check! AutoSweep automatically takes your loan payment from your ESL Checking or Savings Account each month and applies it to your ESL Loan payment.

Here's how it works:

Select the date you wish to have your payment deducted from your ESL Checking or Savings Account. (Please note loan payments must be scheduled within the grace period).
AutoSweep will then automatically look into the designated account and "sweep" the account for the minimum monthly amount due.
If the required payment amount is not available, AutoSweep keeps "sweeping" until the payment is satisfied.

How do I sign up? Registering for AutoSweep is easy!

Just fill out this form, print it, and mail it in. We do the rest!
Log on to ESL Internet Banking, click on the "Forms" tab, select the ESL AutoSweep Registration Form, and submit the form online.

If you're not a current Internet Banking user you can register now using your member number and Internet Banking PIN. If you don't know your PIN, chat with an Internet Representative and they will assist you.

ESL Representatives are also available to sign you up through:

ESL Online Chat.
ESL Tele-Banking Center at 585.336.1000 or 800.848.2265.
Your local branch.

ESL Internet Banking

With ESL Internet Banking you can schedule one time or recurring payments that will automatically be deducted from your ESL Checking or Savings Accounts.

Here's how it works:

Log on to ESL Internet Banking
To make an immediate payment, select the "Account Transfer" tab and fill in the details.
To schedule payments in advance or to make recurring payments, select the "Account Transfer" tab, then select the "Scheduled Transfers" button on the left navigation and fill in the details.
For a quick tutorial on how to schedule your ESL Loan Payment and use the Account Transfer feature, view our Internet Banking Guide.

Learn more about the posting of loan payments within Internet Banking.

Automatic Debit

Automatically debit your payment from your checking or savings account at any financial institution.

Here's how it works:

Select the date you wish to have your payment deducted from your checking or savings account at the financial institution of your choice.
The payment will be automatically debited from your designated account for the minimum monthly payment due.

How do I sign up? Registering for Automatic Debit is easy!

Just fill out this form, print it, and mail it in. We do the rest!
You can also log on to ESL Internet Banking, click on the "Forms" tab, select the ESL Automatic Debit Registration Form, and submit the form online.

ESL Representatives are also available to sign you up through:

ESL Online Chat.
ESL Tele-Banking Center at 585.336.1000 or 800.848.2265.
Your local branch.

If you need to cancel your ESL Automatic Debit payment, just fill out this form, print it, and mail it in.

Other Payment Options ^top

TEL-E$L

Use our automated telephone banking system to transfer funds from your ESL Checking or Savings Account. If you're not a current TEL-E$L user, chat with an Internet Representative or call 585.336.1000 or 800.848.2265 to sign up.

Pay by Mail

Mail your payment to:
ESL Federal Credit Union
Payments Operations Support
P.O. Box 92827
Rochester, NY 14692-9938

In Branch

Bring your payment to your local branch.