Payments in Business Internet Banking

With ESL Business Internet Banking, there are variety of ways that you can send and receive payments.

ESL Bill Pay
  1. Pay bills automatically
  2. Schedule recurring payments for monthly bills like utilities and cable
  3. Receive email notifications when bills are due
  4. Make one-time payments to anyone, anywhere within the USA!
  5. Categorize bills and pull reports on payments you've made
  6. Receive bills right in Business Internet Banking and file them online
  7. Modify funding accounts using the Business Bill Pay Funding Account Change Request
To sign up:
  1. Select the "Funds Transfer" menu
  2. Select ESL Bill Pay
  3. Follow the instructions to fill out the online registration
  4. Press submit
ACH Origination
  1. Ability to originate and process individual or multiple payments, including payroll. ACH is available under the "Funds Transfer" menu.
  2. ACH transactions can be performed only Monday-Friday except federal holidays. The daily cut off time for submitting ACH transactions is 2:00 p.m. EST.
  3. To request this service, complete the ESL Business Internet Banking Services Request Agreement and return to any ESL Branch or mail to:
    ESL Federal Credit Union
    PO Box 92714
    Rochester, NY 14692-2714
    Attn: Payments Operations Support Department
    (Note: Approval of this service requires underwriting. A fee will be charged for using this service. See Business Fee Schedule.)
  4. ACH menu options include:
    1. Initiate Batch
      1. Submit an ACH batch to ESL for processing.
    2. Edit Batch
      1. Edit an ACH batch that has been denied by an approver or batches that have been saved, but not yet initiated.
    3. Send ACH file
      1. Upload a Standard NACHA file.
        1. When using this option, you can manage your participants and batches outside of ESL Business Internet Banking. A single file may include up to 15,000 transactions.
    4. Import ACH data
      1. Import a NACHA, comma-delimited, or fixed-column file.
        1. Once imported, you can manage participants and batches within ESL Business Internet Banking.
    5. ACH Admin Approval/Activity
      1. Allows the Company Administrator and/or user with ACH approval permissions to view all of the company's ACH activity. Approvers can approve ACH batches that are within their daily/transaction approval limits or delete or deny any ACH files.
    6. ACH Activity
      1. View all ACH activity. Pending activity can be deleted and denied activity can be resubmitted (without editing) or deleted.
    7. Participant Maintenance
      1. Define the individual or company that will be debited or credited according to the ACH transaction. You can Add, Update or Delete participants.
    8. Batch Template Maintenance
      1. Add, update or delete batch templates.
    9. Transaction Entry Maintenance
      1. Associate or disassociate participants with templates.
Wire Transfers
  1. Ability to initiate and send wire transfers. Wire transfers are available under the "Funds Transfer" menu.
  2. Wire transfers can be performed only Monday-Friday except federal holidays. The daily cut off time for submitting wire transfers is 2:00 p.m. EST.
  3. To request this service, complete the ESL Business Internet Banking Services Request Agreement and return to any ESL Branch or mail to:
    ESL Federal Credit Union
    PO Box 92714
    Rochester, NY 14692-2714
    Attn: Payments Operations Support Department
    (Note: Approval of this service requires underwriting. A fee will be charged for using this service. See Business Fee Schedule.)
  4. Wire Transfer menu options include:
    1. Initiate Template
      1. Send a wire template to ESL for processing.
    2. Initiate Freeform
      1. Submit a wire request to ESL without creating a template.
    3. Initiate Template Group
      1. Send a specified group of wire templates to ESL for processing.
    4. Transfer Admin Approval/Activity
      1. View all wire transfer activity.
      2. Wire approvers can approve transfers within their daily/transaction approval limits or delete or deny any wire transfer files.
    5. Transfer Activity
      1. See all wire transfer activity. Pending activity can be deleted and denied activity can be deleted or edited then resubmitted
    6. Template Maintenance
      1. Add, update or delete wire templates. Creating templates saves you time by creating them once and reusing them later.
    7. Template Approval
      1. Approve or deny new wire templates
    8. Template Group Maintenance
      1. Add, update or delete a wire template group. Template groups are named collections of predefined wire transfer templates that are bundled for convenience. You can group together several templates that are usually initiated at or around the same time on a recurring basis.
    9. Investigation Request
      1. Email request to ESL regarding wires that have already been sent.
Remote Deposit Capture
  1. Deposit checks electronically, without having to go to a branch or ATM.
  2. Ability to deposit checks into an ESL business checking account(s) from your business location.
  3. Requires the purchase of an approved scanner.
  4. To request this service, complete the ESL Business Internet Banking Services Request Agreement and return to any ESL Branch or mail to:
    ESL Federal Credit Union
    PO Box 92714
    Rochester, NY 14692-2714
    Attn: Payments Operations Support Department
    (Note: Approval of this service requires underwriting. A fee will be charged for using this service. See Business Fee Schedule.)
  5. To begin
    1. Select "Online Services"
    2. Select "Remote Deposit ProfitStars"