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Home Equity Loan

Loan Amount 2 Up to 90% Loan to Value	Annual Percentage Rates (APR) Rates As Low As 1
	48-60 Months	61-120 Months	121-180 Months	181-240 Months
$5,000 - $24,999	6.79%	6.89%	7.29%	7.69%
$25,000 - $49,999	6.75%	6.95%	7.24%	7.45%
$50,000 or More	6.20%	6.20%	6.65%	6.70%

Rates Accurate as of .

Payment Examples

Home Equity Line of Credit

Prime Rate 3.25%

Line Amount 2	Loan to Value	Lifetime Index + Margin	Contract APR*
$100,000 or more	Up to 90%	Prime + 1.00%	4.25%
$50,000 - $99,999	Up to 90%	Prime + 1.25%	4.50%
$25,000 - $49,999	Up to 90%	Prime + 1.25%	4.50%
$5,000 - $24,999	Up to 90%	Prime + 1.50%	4.75%

Rates Accurate as of . Rates are for new loans only. Call for rates to refinance existing ESL equity balances.

Rates Accurate as of .