Apply for a Mortgage Online ^top
Visit our Mortgage Center; it's designed as a self-help resource guide to help you:
- Apply for a mortgage online
- Pre-qualify yourself
- Check rates
- Learn about our mortgage programs
- Calculate your future mortgage payments
- Make important decisions by using the tools available
- Obtain answers to virtually any of your mortgage questions
Once you've had a change to explore your best options, use the information to apply online or to prepare for your conversation with one of our experienced Mortgage Originators.
Important, Please Note:
Counseling assistance is not available when applying online
If you need assistance in making a product selection, this may not be the best option for you. For personalized service call a Mortgage Originator who will offer to pre-qualify your application, assist in your product selection, and take your application by phone.
Online Rate Locks
The rates shown online are estimated rate quotes base on the information you will provide us. Your actual rate will be based on a final credit evaluation. As a result, online rate locks are not available at this time. Once you submit an application, an ESL Mortgage Representative will contact you to finalize your rate and discuss your rate lock options.
If you wish to apply now and lock your rate at application, call a Mortage Originator.
Product Selection
This site enables you to apply for many of our most popular mortgage products. However, not all of our programs are available through the online application. If you do not see a product that meets your needs please call a Mortgage Originator.
Membership
We will accept your application online even if your are not currently a member. However, all borrowers on the application will be asked to qualify for membership through one of our many member groups. Prior to your loan closing, you will be asked to open a qualifying account.
Application Deposit
In order to submit your application online you will be asked to pay a non-refundable application deposit of $518.00 from your credit card or an ESL account. This amount will be applied to your closing costs.
Do not use your business email address
Please provide us with your personal email address so you will receive a response regarding the success of your submission. Many workplaces are blocking personal email messages with text referencing mortgages.
Contact a Mortgage Originator online, or call 585.336.1502 or 800.352.6669.