Welcome to ESL Online Mortgage Resource Center ^top
Our online place to answer questions about ESL mortgages.
An ESL Mortgage Origination Counselor will help you decide how much you can afford and what ESL products and programs best meet your needs. This personalized service takes stress out of the purchase or refinance process and provides you with a comfort level hard to find anywhere else.
ESL Mortgage Service Guarantee ^top
ESL guarantees new mortgage borrowers that it will service their mortgage locally for the life of the loan. When you have a mortgage servicing question, you can talk to a real person right here in Rochester... not in some other state or country.
This Guarantee is unique in the Rochester area and promises that ESL will not assign, sell, or transfer the servicing of its mortgage products for the life of the mortgage. This exclusive guarantee assures ESL members that mortgage servicing will remain local.
The following ESL Servicing Guarantee will be included with mortgage closing documents.
More Information
| ESL Local Servicing Guarantee |
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| ESL promises to service your mortgage locally for the life of your loan. It will never assign, sell or transfer the servicing of your mortgage while the loan is outstanding. ESL Federal Credit Union has never sold the servicing on local mortgages since its inception. |
Home Mortgage Disclosure Act Notice ^top
The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; race, gender, and income of applicants and borrowers; and information about loan approvals and denials.
Inquire at a branch near you regarding the locations where HMDA data may be inspected.
To receive a copy of our disclosure statement, send a written request to
ESL Federal Credit Union
Legal Department
100 Kings Highway South
Rochester, NY 14617.