Welcome to ESL Online Mortgage Resource Center ^top

Our online place to answer questions about ESL mortgages.

An ESL Mortgage Origination Counselor will help you decide how much you can afford and what ESL products and programs best meet your needs. This personalized service takes stress out of the purchase or refinance process and provides you with a comfort level hard to find anywhere else.

Home Mortgage Disclosure Act Notice ^top

The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; race, gender, and income of applicants and borrowers; and information about loan approvals and denials.

Inquire at a branch near you regarding the locations where HMDA data may be inspected.

To receive a copy of our disclosure statement, send a written request to

ESL Federal Credit Union
Attn: Legal Department
P.O. Box 92714
Rochester, NY 14692-8814