ACH Positive Pay

ACH Positive Pay is specifically designed to help prevent ACH fraud on your ESL Business Analyzed Checking Account. You can:

• Take action to minimize fraud.
• Quickly set up filters to preauthorize ACH credits and debits.
• Identify unauthorized withdrawals that may be fraudulent.
• Make fast ‘pay or return’ decisions.
• Get the peace of mind that comes from protecting your account.

Need to block all ACH activity on an account?

Register the account for ESL Debit Block to prevent ACH debits, and you'll add security to an account that should have ACH activity.

You need an ESL Business Analyzed Checking Account and to be a registered user of ESL Business Online Banking.

ACH Positive Pay is accessed through the Account Reconciliation module of Business Online Banking.

Here’s how ACH Positive Pay adds another important layer of security to your ESL Business Analyzed Checking Account:

Step One. You set up filters to preauthorize debits and credits online.

Step Two. ACH Positive Pay automatically identifies ACH items that are not preauthorized.

Step Three. You decide whether to pay the unauthorized items or return them to the originators.

Ready to sign up for our ACH Positive Pay service?

• Please complete an online request and one of our team members will contact you.

Improved ACH security. Flexible controls. Online speed and convenience.

It all comes with ACH Positive Pay from ESL, the local financial services leader that answers to you.