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Why Choose ESL?

At ESL, we go out of our way every day to give you advice you can count on. Crystal-clear information. Awesome convenience. Plus our legendary, delight-our-members service.  It’s all part of our effort to prove that ESL answers to you.

An Outstanding Lineup of Services

Manage your money. Save for the future. Borrow for your needs. Get highly competitive rates. And enjoy free checking with any balance. How many banks offer that kind of happiness?

And don’t forget. We also offer great investing and wealth management services. And a portfolio of smart solutions for small business and commercial banking.

The simple fact is, we want to be your everything bank.

Banking Convenience at Your Command

  • Bank in branch, by phone, or online.
  • Visit an ESL ATM near you.
  • Chat online. Or call our Contact Center. Either way, you’ll be able to handle all of your banking with help from friendly, attentive, well-informed ESL representatives based right here in our community.

So experience the wonderful convenience of ‘however-and-whenever-you-want’ banking at ESL.

Check out these ESL extras:

  • Our extensive branch and ATM network stretches from Rochester to Batavia, Geneseo, Canandaigua, and Newark.
  • We’re the largest, locally led financial institution in our area.
  • We've won the Democrat & Chronicle Rochester’s Choice Award in the Bank/Trust category every year since 2002.
  • Members come first—we don’t have shareholders like most other banks.
  • Our special Owners’ Dividend* can put extra money in your pocket.
  • We work hard every day to help our members, our employees, and our community succeed.
  • We’ve have appeared on Great Place to Work® lists since 2010. That’s one of the reasons why we have so many passionate-about-service all-stars on our team.


Ready to Join?


Contact an ESL representative who will be happy to explain your options and help you complete the account opening process.