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Why Choose ESL? Our Commitment to Local Business.

A comprehensive portfolio of financial products and services. Expert solutions tailored to your needs. 100% local decision-making. The ability and commitment to lend to local businesses. More than 150 years of collective business banking experience. Plus the legendary ESL service you deserve.

Find out why more and more Greater Rochester businesses are building successful, long-term partnerships with ESL.

Take advantage of our extensive resources and unparalleled community commitment.

We’re growing at a steady rate. With deposits of $6.2 billion, ESL is one of the largest credit unions in New York State. And we rank in the top 1% of more than 7,000 federally insured credit unions in the U.S.

All of which proves we have the financial strength to help you meet the challenges of the day. And build your business.

But here’s something even more important.

We have a deep commitment to this community. And we’re determined to use our powerful resources to help local businesses succeed. In fact, it’s a key part of our strategy to grow ESL: We succeed when you do.

That’s why we work so hard to build lasting, long-term relationships with our clients through outstanding service and consistent lending. Which is the exact opposite of the “here today, gone tomorrow” lending approach adopted by so many other banks.

So if you’re looking for an experienced commercial banking partner ready to help you today, tomorrow, and far into the future, make the smart move. Come to ESL.

Get help from experts on the local business environment.

Our commercial banking professionals have more than 150 years of collective experience in their field. They also have an in-depth understanding of the local market and the industries that power the Greater Rochester economy.

That critical expertise helps them provide the valuable, locally focused advice you need to make sound, well-informed decisions about the future of your business.

It’s also the kind of local experience and insight that is so hard to get from banks based outside our area.

Fast-track your projects with the speed of local decision-making.

We’ve been helping hard-working people in the Greater Rochester area for more than 90 years. In fact, this is our home – where we work and live. And we make all of our decisions here.

For our business clients, this exclusive local focus is a tremendous advantage. Because it gives us the ability to move quickly. Cut through red tape. And help you put your plans into action.

So you can take the next big step forward in the development of your business.

Discover the business-building power of our portfolio.

At ESL, we provide a sophisticated suite of solutions and resources to help you manage your business and plan for the future.

Practical approaches to cash management. Affordable lending options. Sound ways to save, invest and manage wealth. Easy-to-use tools to support smart decision-making and effective strategy development.

It’s all part of our effort to help you reach the next level of success.

Discover the ESL difference.

We win awards for our service. Our customer loyalty is world-class. We also work hard to keep the best and brightest on our team. Which explains why ESL has made the nationally recognized Great Place to Work® Best Small & Medium Workplaces list in 2017, 2016, 2015, 2014, 2013, 2011, and 2010.

Here’s another ESL extra. We don’t answer to shareholders, because we don’t have any.

Instead, we’re 100% accountable to helping our members, our customers, and businesses like yours.

Get ready to move your business forward.

Experience the power of a true business banking partnership. Work with professionals who answer to you. Contact us today to find out why ESL really means business.

Interested in ESL Commercial Banking? Let's Talk!

What members are saying ...

“Working with the ESL team has been an absolute pleasure. In our opinion, the expertise and professionalism of the ESL team is second to none.  They take an interest in the intricacies of our business and bring long term strategic solutions which address the issues we are facing. The ESL team earned more of our business banking in 2012 after we first started with them in 2010.  In just a few years, we've developed the sort of trust & banking relationship that usually takes a decade to form. 

ESL would be our first choice if we were to do it all again.” 

Robert Denning, President and CEO of Perry's Ice Cream Member since   2010