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Important Tax Information

We know it’s never too early to start making sure you have everything you need to file your taxes.

Below is a list of important tax documents you will receive from ESL. We also provided information on how you should receive the documents and a date you should receive the documents by.

We always recommend consulting a tax advisor for tax advice.

If you file your taxes electronically, you’ll also need our ABA Routing Number and your account number.

  • ABA Routing Number – 222371863
  • Your account number can be located several different ways:
    • For checking and money maker accounts, your account number can be found on the bottom of your checks.
    • All account numbers are available in Online Banking on the Account History page for each account (where you view your transactions). Just click on See Account Details and use the ACH number.
    • Contact us.
Document Number
Document Name
How you will receive
Date you will receive by
Document Number1042-S
Document NameForeign Person’s U.S. Source Income Subject to Withholding
How you will receiveMail
Date you will receive byMarch 15
Document Number1098
Document NameMortgage Interest Statement
How you will receiveIncluded with your December account statement
Date you will receive byEarly January
Document Number1098-E
Document NameStudent Loan Interest Statement
How you will receiveMail
Date you will receive byJanuary 31
Document Number1099-A
Document NameAcquisition or Abandonment of Secured Property
How you will receiveMail
Date you will receive byJanuary 31
Document Number1099-C
Document NameCancellation of Debt
How you will receiveMail
Date you will receive byJanuary 31
Document Number1099-INT
Document NameInterest Income
How you will receiveIncluded with your December account statement
Date you will receive byEarly January
Document Number1099-MISC
Document NameMiscellaneous Income
How you will receiveMail
Date you will receive byEarly January
Document Number1099-Q
Document NamePayments from Qualified Education Programs (Coverdell ESA Distributions)
How you will receiveMail
Date you will receive byJanuary 31
Document Number1099-R
Document NameDistributions from Pensions, Annuities, Retirement or Profit-Sharing Plans, IRAs, Insurance Contracts, etc.
How you will receiveMail
Date you will receive byJanuary 31
Document Number1099-S
Document NameProceeds from Real Estate Transactions
How you will receiveMail
Date you will receive byFebruary 15
Document Number1099-SA
Document NameDistributions from an HSA, Archer MSA, or Medicare Advantage MSA
How you will receiveMail
Date you will receive byJanuary 31
Document Number5498
Document NameIRA Contribution Information
How you will receiveMail
Date you will receive byMay 31
Document Number5498-ESA
Document NameCoverdell ESA Contribution Information
How you will receiveMail
Date you will receive byApril 30
Document Number5498-SA
Document NameHSA, Archer MSA, or Medicare Advantage MSA Information
How you will receiveMail
Date you will receive byMay 31