Debit Card

The ESL Visa® Check Card is a great way to access the money in your ESL checking account. Use it to make purchases anywhere Visa debit cards are accepted and as an ATM card. Plus, you can easily keep track of all of your transactions with our free online and mobile banking services.1

It's easy to make purchases and see my balance on my mobile phone.

Request an ESL Visa Check Card today.

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  • Features & Benefits
    • Transactions automatically deducted from your ESL checking account.
    • Safer than carrying cash.
    • Visa Zero Liability Policy2 provides outstanding protection if your card is lost or stolen.
    • Make up to two free deposits per day at any ESL ATM.
    • Unlimited free transfers and inquiries at any ATM.
    • Discounts on purchases  when you use your ESL Visa Check Card.
    • Use your ESL Visa® Check Card with Apple Pay at hundreds and thousands of stores and participating apps.

    1Text and/or data plan fees from mobile device service provider may apply.  Members must be an ESL Online Banking user to use mobile banking.  2Visa Zero Liability Policy does not apply to ATM transactions or to PIN transactions not processed by Visa.

     

     
  • Specifics

    To be eligible for a card, you must be at least age 16 and have an ESL Free Checking or ESL Premier Checking Account. Once you have your card, you can:

    • Access up to $600 per day per card with ATM withdrawals and PIN purchases.
    • Make daily purchases up to $2,500 with your signature.
    • Simply choose “debit” or “credit” when making a purchase (either way the money comes out of your checking account).
    • PIN is required for debit purchases, but it is not required for credit purchases.

    1Text and/or data plan fees from mobile device service provider may apply.  Members must be an ESL Online Banking user to use mobile banking. 

     

     
  • Fees

    ATM/Check Card Fees

    Fee Type
    Description
    Fee
    Fee TypeReplacement Fee
    DescriptionRequest a new card to replace an existing card
    FeeFree
    Fee TypeRush Order
    DescriptionExpedite receiving a replacement card
    Fee$15.00
    Fee TypeInternational Service Assessment
    DescriptionYou make a purchase in a foreign currency (in person or online)
    Fee1% of transaction amount

    Fees may change. 

     

    1Text and/or data plan fees from mobile device service provider may apply.  Members must be an ESL Online Banking user to use mobile banking. 

     

     
  • Request a Card

    Visit any branch, call 585.336.1000, or use chat banking

    You can also request your card online. Just follow these simple steps:

    • Sign in to online banking
    • Click I’d Like To tab
    • Choose Request an ATM/Check Card
    • Follow the instructions to complete your request

    Outstanding money management convenience ... worldwide Visa acceptance ... plus award-winning ESL service. 

    Find out why the ESL Visa Check Card is another example of how we answer to you.

    1Text and/or data plan fees from mobile device service provider may apply.  Members must be an ESL Online Banking user to use mobile banking. 

     

     
  • Disputes

    If you need to report a discrepancy with a transaction performed with your ESL Visa Check Card, you may: