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Convenient Banking

At ESL, we understand the importance of convenience.

We know you’re busy. And that your time is valuable. That’s why we keep looking for new ways to simplify banking and make our wealth of financial products and services even more convenient for you.

[current branch count] Branch Locations

Whenever you want award-winning, person-to-person service from knowledgeable ESL professionals, just stop by the full-service ESL branch near you. Please remember that hours may vary depending on the day.

Our ATM Network

With 40+ locations throughout Greater Rochester, there's likely an easy to use ESL ATM near you right now! And don’t forget. You can use ATMs in Visa’s worldwide network and the Presto network too.

Telephone Banking

Need fast answers, information, or help with transactions? Just call our helpful, Rochester-based telephone bankers at 585.336.1000. They’re available from 7 a.m. to 7 p.m. Monday through Friday and from 8:30 a.m. to 2 p.m. on Saturday (ET).


Our friendly automated telephone banking service is available 24/7. Just call 585.336.1000 whenever you want for information, help with transactions, and more.

Chat Banking

Here’s another fast, easy way to get information and help with your transactions. Just chat with one of our Rochester-based Internet Bankers from 7 a.m. to 10 p.m. Monday through Friday and 8:30 a.m. to 2 p.m. on Saturday (ET). 

Personal Mobile Banking

On the move? No problem. With ESL Mobile Banking, you can use your smartphone or tablet to access your personal ESL accounts, transfer money, and pay bills. You can also deposit checks just like that with ESL Mobile Deposit

Online Banking

It’s fast. Easy. And it’s available around the clock. With online banking, you can take advantage of our great solutions for personal online banking, business online banking, and investment online services whenever you want.

Wire Transfers

Sending or receiving money through a wire transfer? ESL makes the process easy whether you’re sending a one-time payment from your personal account, making recurring payments from your business account, or expecting an incoming wire. Learn more about wire transfers for personal banking and business banking.

Banking for the Deaf and Hard of Hearing

If you’re deaf or hard of hearing, here’s something to keep in mind. We make it easy for you to bank with ESL. You can: