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Mortgage Solutions

Expert guidance, award-winning service, and a wide range of mortgage solutions. It’s all part of our effort to help you choose the right mortgage for your homebuying process.

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Let us help answer any questions regarding which mortgage solution is right for you.


Conventional Mortgages

With fixed-rate and adjustable-rate options, you’ll get payments that best fit your needs.

First-Time Homebuyer Solutions, Grants & Discounted Programs

ESL offers many affordable mortgage solutions for first-time home buyers or for individuals seeking flexibility with credit history, limited income, or lack of funds.

Government Loans

Government backed mortgage loans are a solution for qualifying members at all income levels who may have limited savings and are seeking flexibility with credit history.

Construction Loan

Ready to build your dream home? We’re ready to partner with you to make your dream a reality.

Investment Property Mortgages

Looking to purchase or finance a rental property? We can help your investment property needs.

Mortgage + Home Equity Financing

At ESL, we know it’s not always easy to come up with the down payment for a conventional mortgage. That’s why we offer our affordable Mortgage + Home Equity Financing solution.