Financial Wellness

Being financially strong just makes sense (and cents!) Committing to creating a financially healthy lifestyle gives you peace of mind, resilience to enjoy life with less financial worry, and the freedom to pursue long term opportunities.

Are you financially well?

Most people find themselves in one of these three categories:

  • Financially Vulnerable – Struggling with all, or nearly all aspects of their financial lives.
  • Financially Coping – Struggling with some, but not necessarily all financial aspects. While getting by month to month, one or two financial missteps could cause someone who is financially coping to become financially vulnerable. On the other hand, making small changes can make big improvements.
  • Financially Healthy – Spending, saving, borrowing, and planning in a way that allows people to be resilient, meet financial goals, and pursue opportunities over time.

If you are concerned that your financial lifestyle may be less than perfect, don’t worry! This has been true for practically all of us at one time or another. In fact, a recent study showed that over 40% of those surveyed did not have enough in savings to cover three months of living expenses. Over 30% are unable to pay all of their bills on time each month.* The good news is that change for the good is possible. And any change, big or small, can create improvements in your financial well-being.

Find out what it takes to become “financially well”

Looking for more information on becoming financially healthy?

Take a look at the tips, tools, and resources we have available to help you better understand what you can do to build financial health. Then, dig in and get started on your path to a brighter financial future.

Personal Finance

Working to improve your personal finances? Read articles and solutions to help you achieve your goal.

Life Events

Wherever you are on life’s journey, we’ve got simple tools, solutions, and knowledgeable advice.

ESL Financial Education Center

Introducing a new source of content designed to help you improve your financial health. It’s more than financial education, it’s feeling free from financial worry.

Business Support

Businesses need to be financially healthy, too! Here’s valuable information to start, run, grow, and borrow for your business.


Check out helpful calculators to determine loan payments, savings goals, and more.

Meet Our Partners

These trusted organizations can provide additional financial wellness support to help you reach your financial goals.

At ESL, we’re committed to providing the guidance, solutions, and support that help individuals and businesses achieve their financial goals and be fiscally fit. In fact, it’s part of our mission!

*Source: Financial Health Network. U.S. Financial Health Pulse 2020 Trends Report