Automated Clearing House (ACH) Services

More and more businesses are using ACH Services to process many of the transactions they deal with every day.

With ACH Services, you can:

• Move money from one account to another, quickly and cost-effectively
• Simplify the process of making payments
• Minimize the number of paper checks that have to be processed
• Improve security and reduce the risk of fraud
• Control and customize ACH use by providing different levels of authorization to different users
• Quickly create and upload files for processing simply by signing in to online banking
• Create templates to help expedite future ACH processing
• Use Same-Day ACH services to process transactions on the same day. (Additional fees apply. See Business Fee Schedule for details.)

Faster transaction processing. State-of-the art processing security. Improved cash flow management. Our ACH Services are further proof that ESL means business.
 

• No separate online banking login is required.
• ACH transactions can be performed Monday through Friday (except for federal holidays).
• ACH transactions must be submitted by 5 p.m. EST for normal processing.
• Requests for Same-Day ACH transactions must be submitted by 9:30 a.m, EST and 1:30 p.m. EST in order to be processed on the same day. Items submitted after these cut-off times will be processed on the next business day.
• Security Tokens are required to approve your ACH transactions. Learn more. 

To request ACH Services or for more information:

Please complete an online request and one of our team members will contact you.