Compare Checking Accounts

At ESL, we offer several checking account options for our business banking clients. Compare the account features and choose the one that's right for your business.

 
Description
Earn Dividends
Earnings Credit
Monthly Service Fee
Free Transactions
Cash Management Services (additional fees may apply)
Overdraft Services Available
Online Banking and Bill Pay
Description
  • For businesses that don't have a lot of monthly transactions
  • No minimum monthly balance requirement
Earn Dividends

No

Earnings Credit

No

Monthly Service Fee

No

Free Transactions

First 300 free/month

Cash Management Services (additional fees may apply)
  • ACH
  • Wire Transfers
  • Remote Deposit Capture
Overdraft Services Available

Yes

Online Banking and Bill Pay

Free

Description
  • For businesses with moderate transaction volumes
  • Large balances earn higher dividends
Earn Dividends

Yes

Earnings Credit

No

Monthly Service Fee

$12.00 – Waived if average monthly balance of $5,000 or more

Free Transactions

First 500 free/month

Cash Management Services (additional fees may apply)
  • ACH
  • Wire Transfers
  • Remote Deposit Capture
Overdraft Services Available

Yes

Online Banking and Bill Pay

Free

Description
  • For businesses with high transaction volumes
  • Analyzed statements simplify reconciliation
Earn Dividends
  • No – Analyzed Checking
  • Yes – Analyzed Checking Plus
Earnings Credit

Yes

Monthly Service Fee

Earnings credit on balances can offset monthly fees

Free Transactions

No

Cash Management Services (additional fees may apply)
  • Full suite of cash management services
Overdraft Services Available

Yes

Online Banking and Bill Pay

Free