ESL Company History ^top

ESL Federal Credit Union was chartered in 1920 as Eastman Savings and Loan Association by George Eastman, founder of Eastman Kodak Company. His intent was to provide his employees with a financial institution that served their financial needs, especially for mortgages.

Operating much like a credit union throughout its history, on February 1, 1996, Eastman Savings and Loan changed its charter and became ESL Federal Credit Union. These days, ESL offers members much more than just mortgages and is one of the largest and strongest credit unions in the country. It is the largest locally owned financial institution in the Rochester, NY area.

ESL offers the benefits of its products and services to a group of people with a common affiliation. Employees and retirees of Eastman Kodak Company, its subsidiaries, members of the George Eastman house, residents of the City of Rochester and certain other company employees, retirees and their families are eligible to become members. Because ESL members (those who hold savings and other share accounts) are owners of the credit union, they, not stockholders, receive the value that flows from our efficient operations.

ESL Federal Credit Union is a full-service financial institution with 20 branches and over 40 ATM locations.