Three Great Options

Two outstanding checking accounts. One great alternative. See how they compare. Then you’ll be ready to choose the one that’s right for you.
 

 
Description
Monthly Fee
Check Writing Capability1
Free ESL ATM Usage
Free non-ESL ATM Withdrawals2
Earns Dividends3
Online Banking and Bill Pay
Mobile Banking4
Mobile Deposit
Overdraft Protection Available
Overdraft Fees5
Direct Deposit Available
Eligible for Owners' Dividend6
Description

Perform all your transaction needs, all without a monthly fee.

Monthly Fee

No

Check Writing Capability1

Yes

Free ESL ATM Usage

Yes

Free non-ESL ATM Withdrawals

Five per month, with direct deposit

Earns Dividends

No

Online Banking and Bill Pay

Yes

Mobile Banking

Yes

Mobile Deposit

Yes

Overdraft Protection Available

Yes

Insufficient Funds or Courtesy Pay Overdraft Fees

$37

Direct Deposit Available

Yes

Owners' Dividend Eligible

Yes

Description

All the features of Free Checking plus balances earn dividends.

Monthly Fee

Yes — $6. Waived if you maintain a $1,000 monthly average balance.

Check Writing Capability1

Yes

Free ESL ATM Usage

Yes

Free non-ESL ATM Withdrawals

Five per month

Earns Dividends

Yes

Online Banking and Bill Pay

Yes

Mobile Banking

Yes

Mobile Deposit

Yes

Overdraft Protection Available

Yes

Insufficient Funds or Courtesy Pay Overdraft Fees

$37

Direct Deposit Available

Yes

Owners' Dividend Eligible

Yes

Description

An easy way to manage your spending with no overdraft fees.

Monthly Fee

Yes, $8 per month

Check Writing Capability1

No

Free ESL ATM Usage

Yes

Free non-ESL ATM Withdrawals2

Five per month, with direct deposit

Earns Dividends3

No

Online Banking and Bill Pay

Yes

Mobile Banking4

Yes

Mobile Deposit

Yes

Overdraft Protection Available
  • No need.
  • Transactions are declined if there is not enough money in your account. No overdraft fees are charged.
Insufficient Funds or Courtesy Pay Overdraft Fees5

$0

Direct Deposit Available

Yes

Owners' Dividend Eligible6

Yes