Credit Cards Comparison Chart

With three great credit card options — there’s something for everyone! Read this quick comparison, decide the one that’s right for you, and apply. It’s that easy!
 

Description
Savings Account Deposit Required
Credit Limit
Is Credit Score Used for the Application?
Is Information Reported to Credit Bureaus?
Where to Apply
Annual Fee
Earn Rewards
Description
  • Turn everyday purchases into points that can be redeemed for great rewards
  • Make purchases anywhere Visa is accepted
Savings Account Deposit Required

No

Credit Limit

From $5,000 to $25,000

Is Credit Score Used for the Application?

Yes — Your credit score is pulled and reviewed as part of the application

Is Information Reported to Credit Bureaus?

Yes

Where to Apply
Annual Fee

None

Earn Rewards

Yes

Description
  • Save money with a low ongoing rate
  • Make purchases anywhere Visa is accepted
Savings Account Deposit Required

No

Credit Limit

From $500 to $25,000

Is Credit Score Used for the Application?

Yes — Your credit score is pulled and reviewed as part of the application

Is Information Reported to Credit Bureaus?

Yes

Where to Apply
Annual Fee

None

Earn Rewards

No

Description
  • An option to establish or restore credit
  • Works just like a regular credit card for making purchases
Savings Account Deposit Required
Yes–Funds are held as collateral
Credit Limit
  • From $300 to $1,000
  • Your credit line is based on the amount you deposit as collateral in your ESL Secured Credit Card Savings account
Is Credit Score Used for the Application?

No–A credit score is not required for the application

Is Information Reported to Credit Bureaus?

Yes

Where to Apply
Annual Fee

None

Earn Rewards

No