Comparison of Loan Payment Options

Description

From an ESL Checking or Savings Account

From Another Financial Institution's Checking or Savings Account

Description

Payments that can be scheduled to occur on the same date each month.

From an ESL Checking or Savings Account

AutoSweep – automatically takes your loan payment from your account each month and applies it to your ESL loan.
Fill out this form to get started.
ESL Online Banking– Schedule a recurring payment that will be deducted automatically from your account. Select Schedule a Transfer under the Account Transfer menu.

From Another Financial Institution Checking or Savings Account

ESL Mobile or Online Banking – make one-time or recurring payments from your account at another bank or credit union with the routing number and your account number.
Automatic Debit – The minimum monthly amount due on your ESL loan payment will be deducted automatically from the account you provide to ESL.
Fill out this form to get started.
Another financial institution's online bill payment (if available, add ESL as a payee).
ESL ABA Routing #: 222371863.

Description

Payments that can be made immediately.

From an ESL Checking or Savings Account

Online Banking – Use the Make a Transfer feature or click Pay next to your loan account due date
Mobile Banking – Use the Transfer function in the mobile app
TEL-E$L – Use our automated telephone banking system

From Another Financial Institution Checking or Savings Account

N/A

Description

Payments that can be made by visiting an ESL branch, calling us, using chat banking, or mail.

From an ESL Checking or Savings Account

In branch
By phone or chat banking
Send your payment to:
ESL Federal Credit Union
Payment Operations Support
P.O. Box 92827
Rochester, NY 14692-9938

From Another Financial Institution Checking or Savings Account

In branch
Send your payment to:
ESL Federal Credit Union
Payment Operations Support
P.O. Box 92827
Rochester, NY 14692-9938

ESL Live Chat Banking