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Get the Right Card for You

Choose from two great credit cards that provide the benefits you want most.

With either, you can transfer balances from your holiday purchases on higher-interest rate credit cards to take advantage of no balance transfer fees,1 no annual fee,1 and a special 0% Intro APR1 for 12 months.

ESL Rewards Visa Signature® Credit Card

Earn Bonus Rewards Points on balance transfers.

Apply online in minutes for an immediate response.

Apply Online


No annual fee1 for rewards.


0% Intro APR for 12-months on purchases and balance transfers, then a low ongoing rate of 13.50% to 17.99% APR.1


No balance transfer fees.1 Earn rewards points on balance transfers.


Earn 10,000 Bonus Rewards Points when you spend or transfer balances that amount to $1,000 in the first 90 days from account opening.2


Earn 1 point with every dollar spent with CURewards®—our credit card rewards program. Redeem your points for cash back, travel, or merchandise.


Enjoy access to valuable benefits and special experiences with your Visa Signature card.

ESL Rewards Visa Signature Credit Card Rates and Terms
 

ESL Visa® Credit Card

Transfer balances and save with no balance transfer fees.1

Apply online in minutes for an immediate response.

APPLY ONLINE


No annual fee.1


0% Intro APR1 for 12-months on purchases and balance transfers, then a low ongoing rate of 10.50% to 17.99% APR.1


No balance transfer fees.1

ESL Visa Credit Card Rates and Terms

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Rates accurate as of

1: Rates subject to credit evaluation. Annual Percentage Rate (APR) is variable and may increase. Introductory rate of 0.00% is fixed for 12 billing cycles from account open date. After that, ESL Visa Credit Card Prime Rate + 5.00% up to 14.24%, and ESL Rewards Visa Signature Card Prime Rate + 8.00% up to 14.24% to determine the purchase and balance transfer rates. Maximum APR is 17.99%. As of [current prime rate date], the Prime Rate was [current prime rate]. Foreign transaction fees may apply. 2: New accounts receive 10,000 Bonus Rewards Points by making $1,000 in qualified purchases or balance transfers within the first 90 days from account open date. ESL is an equal opportunity lender. VISA is a registered trademark of Visa International Service Association and used under license.