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Send Money with Zelle®

Sending money to people you know is fast, safe, and easy.

We partnered with Zelle® so you can easily send money to friends, family, and others you trust.1 It’s a fast, safe, and easy way to send and receive money, split the cost of a bill, or pay back your roommate for your share of the rent.

Log in to Get Started

Enroll with Zelle® today.

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Fast

Send and receive money typically in minutes1

Safe

Send money using only an email address or U.S. mobile phone number

Easy

Just log into ESL Mobile or Online Banking

Getting started is easy with a quick one-time enrollment

  • Log into ESL Mobile or Online Banking
  • Select Send Money with Zelle®
    • In mobile banking – tap on More then Send Money with Zelle®
    • In online banking – hover over Account Transfer then select Send Money with Zelle®
  • Accept terms and conditions
  • Choose the account you want to use
  • Review and start sending money

Frequently Asked Questions

Zelle® is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes.1 With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank.1

It's easy — Zelle® is already available within ESL Mobile and Online Banking! Login and follow a few simple steps to enroll with Zelle® today.

Only one financial institution may be connected to your email address or U.S. mobile phone number. There are two options to enroll your ESL accounts for use with Zelle®:

Option 1
If your email address is already being used to send and receive money with Zelle® at another financial institution, you may enroll with Zelle® at ESL using your U.S. mobile phone number, or vice versa. This can be done through your ‘Settings’ in Zelle.®

Option 2
If you’d like to use your email address or U.S. mobile phone number with ESL and discontinue use with the current financial institution, this can be done through your ‘Settings’ in Zelle.® Please note, you may need to login to your other financial institution first to unenroll the email address or U.S. mobile phone number.

If you’re having trouble enrolling your ESL accounts, please contact us at 585.336.1000 or 800.848.2265.

You can send money to friends, family, and others you trust.1

Since money is sent directly from your bank account to another person's bank account within minutes,1 it's important to only send money to people you trust, and always ensure you've used the correct email address or U.S. mobile number.

You can send, request, or receive money with Zelle.®

  1. To get started, log into ESL Mobile or Online Banking and select ‘Send Money with Zelle.®’ Next you’ll accept the terms and conditions, then enter your email address or U.S. mobile phone number. You’ll receive a one-time verification code to enter. Once you enter your code, you're ready to start sending and receiving money with Zelle.®
  2. To send money using Zelle,® simply add a trusted recipient's email address or U.S. mobile phone number, enter the amount you'd like to send and an optional note, review, then hit ‘Send.’ In most cases, the money is available to your recipient in minutes.1
  3. To request money using Zelle,® choose ‘Request,’ select the individual from whom you'd like to request money, enter the amount you'd like to request, include an optional note, review, and hit ‘Request’.2
  4. To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle.®

See all Zelle® FAQs

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

1: U.S. checking or savings account required to use Zelle.® Transactions between enrolled consumers typically occur in minutes.

2: In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle.®