Mortgage & Equities Center

Mortgage Center

Getting you the right mortgage. We take it personally.

At ESL, we know how stressful getting a mortgage can be. So we assign you a personal Mortgage Originator to help you decide how much you can afford and which ESL mortgage product is best for you. After that, we'll help you throughout the application process whenever you need us. If you're already familiar with applying for a mortgage, our online mortgage application tool will quickly step you through the process.

Great rates. Low closing costs.
And the ESL Owners' Dividend.

Our competitive rates are just the beginning. ESL closing costs are among the lowest in town. Plus, your average monthly mortgage balance for the year is eligible for the exclusive Owners' Dividend*.

ESL Home Equity Lines of Credit or Home Equity Loans.
Two ways to make your home work for you.

Already have a mortgage? An ESL Home Equity Line of Credit or Home Equity Loan can turn the equity you have in your home into cash. That's money you can use for almost anything—home improvements, debt consolidation, tuition, a kid's braces, a wedding, even a getaway vacation. It's all up to you.

Learn more.