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Apply Now

Interested in an ESL Visa® Credit Card? We offer several convenient ways to apply. Pick the option that best suits you.

Be prepared with the documentation you need to apply.

Apply Online

Applying for an ESL Visa Credit Card online is fast, easy, and completely secure. So go ahead—click and get started now!


Check the Status of Your Credit Card Application

Easily check the status of a recently submitted online credit card application by clicking the button below. You may also call 585.336.1000 or 800.848.2265 or connect with us.

Check Status

Call Now

Want to talk over the process with one of our specialists? Give us a jingle at 585.336.1000 or 800.848.2265 and apply for your ESL loan by phone.

Visit a Branch

Maybe you prefer face-to-face interaction. Great! Stop in and apply for your ESL credit card in person.



Want to get answers to your questions in real time? Select Chat Now on our Customer Service page and let one of our specialists guide you.

Customer Service

Mail us Your Application

Complete the ESL Visa Credit Card Application and mail it to us. We’ll get back to you in two business days after receipt with any questions.

Mail to:
ESL Federal Credit Union
Corporate Headquarters
Attn: Consumer Lending
P.O. Box 20523
Rochester, NY 14602-0523


Information and Documentation

Credit Card

  • Borrower and co-borrower must be at least 18 years of age.
  • Copy of most recent paystub(s) for borrower and co-borrower may be required.
  • ESL membership is required. Not a member? Open your ESL membership online today.