Debit Card Comparison Chart

Want to know the most important differences between a debit card and a prepaid card? Read this helpful comparison. Then you’ll be ready to choose the one that’s right for you.

 
Description
Monthly Fee
Free ESL ATM Withdrawals
Free non-ESL ATM Withdrawals
Overdraft Protection Available
Source of Money
Insufficient Funds Fee, when applicable
Maximum Amount
Transaction Amount per day
Track Your Balances
Description

To make purchases anywhere Visa is accepted

Monthly Fee

No

Free ESL ATM Withdrawals

Yes

Free non-ESL ATM Withdrawals

Five per month, with direct deposit

Overdraft Protection Available

Yes, with the checking account

Source of Money

Your linked ESL checking account

Insufficient Funds Fee, when applicable

Yes

Maximum Amount

No

Transaction Amount per day

$1,000—ATMs

$5,000—Purchases

Track Your Balances

Through ESL Mobile Banking or ESL Internet Banking

Description

To make purchases anywhere Visa is accepted

Monthly Fee

$3.00 per month

Free ESL ATM Withdrawals

Yes

Free non-ESL ATM Withdrawals

No

Overdraft Protection Available

No

Source of Money

Stored on your prepaid card, can be reloaded as needed (fees may apply)

Insufficient Funds Fee, when applicable

No

Maximum Amount

$10,000

Transaction Amount per day

$600—ATMs

$2,500—Purchases

Track Your Balances

Call 866.760.3156 or online at Access My Account