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Simple Spending Account Fees

Learn about the most common fees that are incurred on ESL Simple Spending Accounts. Click here for a complete listing of all ESL fees.

Your ESL Simple Spending Account provides an easy way to manage your spending. With ESL Simple Spending you can avoid unexpected overdraft fees by paying one low monthly fee. And it comes with free access to and use of online and mobile banking to check balances, transfer money, or manage your personal information. This includes free use of online and mobile Bill Pay and mobile deposit.

Simple Spending Monthly Fee

Fee Type
Description
Fee
Fee TypeMonthly Fee
DescriptionMonthly fee to maintain the account and avoid all overdraft fees. If there isn’t enough money in your account to cover transactions, they will be declined.
Fee$8.00

 

ATM Fees

Fee Type
Description
Fee
Fee TypeESL Owned ATMs
DescriptionFee for transactions done at ATMs owned by ESL. These include transactions such as withdrawals, deposits, and balance inquiries.

There is no charge when you use an ESL owned ATM.

FeeFree
Fee TypeNon-ESL Owned ATMs
DescriptionFee for withdrawals done at ATMs not owned by ESL. You are charged by ESL and potentially the owner of the ATM when you use a non-ESL ATM.

First five withdrawals per month are free with direct deposit or Premier Checking. Owner of ATM may charge a fee.

Fee$1.50
Owner of ATM may also charge a fee.

Fees may change. 

 

ATM/Check Card Fees

Fee Type
Description
Fee
Fee TypeReplacement Fee
DescriptionRequest a new card to replace an existing card
FeeFree
Fee TypeRush Order
DescriptionExpedite receiving a replacement card
Fee$15.00
Fee TypeInternational Service Assessment
DescriptionFee assessed for purchases made in a foreign currency (in person or online)
Fee1% of transaction amount

Fees may change. 

 

Money Order Fees

Fee Type
Description
Fee
Fee TypeMoney Order
DescriptionFor amounts of $2,000 or less
Fee$0.75 per Money Order
Fee TypeCashier's Check
DescriptionAvailable for any amount, as long as there is a payee
Fee$5.00 per check

Fees may change.