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Coronavirus Business Resources & Support

UPDATED, December 9, 2021

Forgivable Working Capital Loans for Small Businesses in Suburban Communities

On December 7, 2021, County Executive Adam Bello announced that Forgivable Working Capital Loans (up to $25,000) will be made available for eligible small businesses in suburban communities in Monroe County. The loans will provide up to six months of assistance, based on eligibility and needs, for day-to-day expenses, including payroll, rent/mortgage payments, and utilities. They will automatically convert to grants once all requirements of the agreement are met. Once applicants demonstrate eligibility, county case managers will assist in determining the amount of the loan. Funding will be allotted on a first-come, first-served basis.

For more information about eligibility and how to apply, visit the Monroe County website.

 

UPDATED, July 30 2021

As part of the Economic Aid to Hard-Hit Small Businesses, Nonprofits and Venues Act (Economic Aid Act), we are seeing more resources becoming available to help businesses manage through the COVID-19 pandemic. The Small Business Administration has created or expanded programs that provide crucial financial assistance for businesses.

PPP Loan Forgiveness

On August 4, ESL customers who received a 2021 PPP loan, in an amount of $150,000 or less, can apply for forgiveness through an SBA online application portal.

ESL customers who received a 2021 PPP loan, in an amount over $150,000, should contact their Business Banking Relationship Manager or their Relationship Banker at their local branch for instructions and information regarding applying for forgiveness.

Please visit our PPP Forgiveness page for more information on how to apply for PPP loan forgiveness.

Additional Resources & Support

Small Business Administration (SBA)

New York State’s Restaurant Grant Program

PathStone Enterprise Center

City of Rochester/Business Development


SBA Restaurant Revitalization Fund

Updated, April 30, 2021

The American Rescue Plan Act established the Restaurant Revitalization Fund (RRF) to provide emergency assistance for eligible restaurants, bars, and other qualifying businesses impacted by COVID-19.

Registration for the SBA application portal will begin on Friday, April 30, 2021, at 9 a.m. Applications will open on Monday, May 3, 2021, at 12 p.m.

Please visit the SBA’s website for program details and how to prepare your application.