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Rewards Visa Signature® Credit Card

The ESL Visa Rewards Signature Credit Card is designed to provide the benefits you want most. Earn straightforward rewards points and redeem for cash back, travel, or merchandise.

For all your holiday shopping, get the card that rewards you.

Apply online in minutes for an immediate response.

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No annual fee1 for rewards.


0% Intro APR for 12-months on purchases and balance transfers, then a low ongoing rate of 13.25% to 17.99% APR1.


No balance transfer fees1. Earn rewards points on balance transfers.


Earn 10,000 bonus points when you spend $1,000 in the first 90 days.


Earn 1 point with every dollar spent with CURewards®—our credit card rewards program. Redeem your points for cash back, travel, or merchandise.


Enjoy access to valuable benefits and special experiences with your Visa Signature card.

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ESL Rewards Visa Signature Credit Card Rates and Terms

Rates accurate as of

1: Rates subject to credit evaluation. Annual Percentage Rate (APR) is variable and may increase. Introductory rate of 0.00% is fixed for 12 billing cycles from account open date. After that, Prime Rate + 8.00% up to 14.24%, to determine the purchase and balance transfer rates. Maximum APR is 17.99%. As of [current prime rate date], the Prime Rate was [current prime rate]. Foreign transaction fees may apply. ESL is an equal opportunity lender. VISA is a registered trademark of Visa International Service Association and used under license.