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ESL Visa® Credit Card

Celebrate the holidays with zero interest.

With the holidays approaching, it’s good to know you can count on the ESL Visa Credit Card to save you money with a great introductory rate on BOTH purchases and balance transfers and no annual fee.1

Get the card that saves you money.

Apply online in minutes for an immediate response.

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No annual fee.1


0% Intro APR for 12-months on purchases and balance transfers, then a low ongoing rate of 8.25% to 17.49% APR.1


No balance transfer fees.1


Number of purchase transactions you make throughout the year helps you qualify for a bigger dividend.2


Add your ESL credit card to your digital wallet for added security and peace of mind with contactless checkout.

 

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ESL Visa Credit Card Rates and Terms

Rates accurate as of

1: Rates subject to credit evaluation. Annual Percentage Rate (APR) is variable and may increase. Introductory rate of 0.00% is fixed for 12 billing cycles from account open date. After that, Prime Rate + 5.00% up to Prime Rate + 14.24%, to determine the purchase and balance transfer rates. Maximum APR is 18.00%. As of [current prime rate date], the Prime Rate was [current prime rate]. Foreign transaction fees may apply. 2: Qualification for the Owners’ Dividend is subject to eligibility requirements. Payment of a dividend is not guaranteed. ESL is an equal opportunity lender. VISA is a registered trademark of Visa International Service Association and used under license.