Electronic Bill Payment Authorization
I AUTHORIZE ESL Federal Credit Union to post payment transactions generated from the ESL Online Bill Pay Service to the account indicated on the form being sent electronically. I understand that I am in full control of my account. If at any time I decide to discontinue the ESL Online Bill Pay Service, I will provide written notification to ESL Federal Credit Union. My use of the ESL Online Bill Pay Service signifies that I have read and accepted all terms and conditions of the Electronic Funds Transfer Disclosure Statement and Agreement which has been provided to me electronically by ESL Federal Credit Union.
I UNDERSTAND that payments may take up to 5 business days to reach the vendor and that they will be sent either electronically or by check. ESL Federal Credit Union is not liable for any service fees or late charges levied against me.
I UNDERSTAND that I am responsible for any loss or penalty (see fee schedule) that I may incur due to lack of sufficient funds or other conditions that may prevent the withdrawal of funds from my account.
ESL Online Bill Payment
You will receive a confirmation email message informing you that your ESL Online Bill Pay account has been created.
When you receive this message, simply log into Mobile or Online Banking and click the "Bill Payment" button to begin using this feature.
Insufficient Funds
If you initiate an online bill payment which creates an overdraft, the ESL Online Bill Pay Account will be blocked from access. All payments in ESL Online Bill Pay are SUSPENDED during the blocked period. If the payment is by check, and the check has not cleared, the ESL Online Bill Pay service will stop the check. If the payment was electronic, the ESL Online Bill Pay provider will attempt to collect funds up to three times, and an insufficient funds fee may be collected for each attempt where the funds are not available in the account. Any instance of a single or recurring payment scheduled to be paid during the blocked period will not be sent and must be rescheduled by you once your balance is sufficient. Future recurring and dated payments will be processed, assuming there is an adequate balance in your checking account at that time.
You may be charged an insufficient funds fee for each payment attempt (see fee schedule). ESL Online Bill Pay service will attempt to withdraw the funds three consecutive times.
Once the online bill payment successfully clears the account, it may take 7-10 business days for ESL Online Bill Pay to be available to use again.
Acceptance of Terms & Conditions
By clicking "I Accept" you are confirming your request to register for ESL Online Bill Pay Service and agreeing to the foregoing terms. You will receive an email at the address you have provided on the registration form to notify you that your registration has been processed.
