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Buying a Car

At ESL, we want to see you on the road with a smile on your face. So we’ve taken the time to assemble these tips and resources to help you become as knowledgeable as possible before you make that major investment.

At ESL we want to see our members on the road with a smile on their face. So we’ve taken the time to assemble these tips and resources that will get you in the right car with the right deal.

Things to know:

  • Know the monthly payment amount you can afford prior to shopping.
  • Shop loan rates with reputable lenders (view current ESL rates).
  • Know the value of the car you want to buy or sell ahead of time by visiting Kelley Blue Book, or any of the well-respected car appraisal websites.
  • ESL participating dealers provide the benefit of our best available rates with the convenience of one-stop shopping.
  • Remember that…
    • The bank “holds claim” to your car until the loan is paid in full.
    • Cosigning means you’re promising to pay someone else’s debt if they don’t.