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Saving certainly isn’t easy. There are countless influences and unpredictable factors that make it difficult — rising costs, emergencies, family needs, and wants just to name a few. Even with all of this in mind we believe that saving money is possible! In fact, it’s quite simple in one sense — anyone can begin saving money by simply spending less of it.

Things to think about:

  • Spending less is important for financial success.
  • Finding smart habits that work for you is the first step to being able to save more.
  • Successful savers are persistent and take it step by step.
  • Use a savings account for emergencies and short-term goals.
  • A small amount of money adds up! $3 a day on coffee for one year = $1,095!