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Owners’ Dividend

At ESL, you’re more than a balance, you belong. Sharing with members through our Owners’ Dividend. It’s more than gratitude. It’s giving back to help members grow forward. And that is so much bigger.

Year after year, we’re committed to providing the Owners’ Dividend to loyal members like you to share our financial success. In fact, it’s part of our mission. Since 1996, we’ve given money back directly to eligible members like you, based on the ways you bank with us.

And it’s easy to earn a payout. Balances for any ESL loan or share account, ESL Visa Card purchase transactions, and having an ESL Wealth Management relationship are all ways that you can earn an Owners’ Dividend payout.

Learn more about the ESL Owners’ Dividend >

*Qualification for the Owners’ Dividend is subject to eligibility requirements. Payment of a Dividend is not guaranteed. The maximum Owners’ Dividend payout is $3,000.