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Focusing on What Matters Most

We’re making it easier to share success together.

Appreciating the simpler things. Valuing each other. That’s the spirit of our Owners’ Dividend,1 a special benefit and thank-you to ESL members. Since 1996, we’ve given money back to members based on how you bank with us and help contribute to our financial success. It’s a simple thanks for your support.

And now we want to share it with even more members. This year, we’re making it easier for more members than ever before to earn a payout in 2023. All members who are in good standing are eligible to receive an Owners’ Dividend will now get a starting payout of $10. The more in-depth your relationship with us, the more we add to that starting payout.

More Ways to Experience the Advantage

  • NEW starting payout of $10 to all eligible Owners’ Dividend earners
  • Combined average monthly balances for any ESL loan or deposit account
  • The number of purchase transactions you make with an ESL Visa® card
  • Having an eligible ESL Wealth Management relationship, including ESL Investment Services, ESL Trust Services LLC, or Cooper/Haims Advisors

Questions? See more details about the ESL Owners’ Dividend.

1. Qualification for the Owners’ Dividend is subject to eligibility requirements. Payment of a Dividend is not guaranteed. The maximum Owners’ Dividend payout is $3,000. ESL IOLA checking accounts and VA loans are not eligible to earn an Owners’ Dividend.