Compare ESL Cash Services VS a Traditional ESL Checking or Savings Account

You don't need an ESL account to use the cash services available at our [current branch count] conveniently located branches. Compare the options with or without an ESL account, then choose the one that's right for you.
 

Compare Cash Services

Check Cashing - Payroll, government, official bank checks, postal money orders
Money Orders (amounts of $2,000 or less)
Cashier's Checks (amounts over $2,000)
In-Person Bill Pay*
ESL Visa® Prepaid Card
ESL Visa® Gift Card
Notary

With an
ESL Account

Check Cashing - Payroll, government, official bank checks, postal money orders
Free
Money Orders (amounts of $2,000 or less)

Five free per month with an active checking account and direct deposit; then $0.75 per money order

Cashier's Checks (amounts over $2,000)

Five free per month with an active checking account and direct deposit; then $5.00 per check

In-Person Bill Pay1
  • Standard (2-3 days) = $1.25
  • Next Business Day = $2.25
  • Same Day = $4.25
ESL Visa® Prepaid Card
  • Card Fee = $4.95
  • Additional Card Fee = $4.95 per card
  • Reload Fee = $3.00 per load
    (Direct deposit reload is free)
  • Monthly Maintenance Fee = $3.00 per month
  • Card Replacement Fee = $12.00 per card
  • Rush Delivery Fee = $15.00 per card
  • International Service Assessment Fee = 1% of transaction amount
ESL Visa® Gift Card
  • Card Fee = $3.50 per card
  • Monthly Inactive Fee = $2.50 per month (after 12 months of inactivity)
  • Card Replacement Fee = $12.00 per card
  • International Service Assessment Fee = 1% of transaction amount
Notary

Free

Without an
ESL Account

Check Cashing - Payroll, government, official bank checks, postal money orders
  • Up to $1,000 = $1.00 per check
  • $1,001 - $2,000 = $15.00 per check
  • $2,001 - $5,000 = $30.00 per check
  • $5,001 - $10,000 = $ 75.00 per check
Money Orders (amounts of $2,000 or less)

$0.75 per money order

Cashier's Checks (amounts over $2,000)

$5.00 per check

In-Person Bill Pay1
  • Standard (2-3 days) = $1.25
  • Next Business Day = $2.25
  • Same Day = $4.25
ESL Visa® Prepaid Card
  • Card Fee = $4.95
  • Additional Card Fee = $4.95 per card
  • Reload Fee = $3.00 per load
    (Direct deposit reload is free)
  • Monthly Maintenance Fee = $3.00 per month
  • Card Replacement Fee = $12.00 per card
  • Rush Delivery Fee = $15.00 per card
  • International Service Assessment Fee = 1% of transaction amount
ESL Visa® Gift Card
  • Card Fee = $3.50 per card
  • Monthly Inactive Fee = $2.50 per month (after 12 months of inactivity)
  • Card Replacement Fee = $12.00 per card
  • International Service Assessment Fee = 1% of transaction amount
Notary

Free