Short-Term Loans Comparison Chart

Need financial assistance to cover an unexpected expense or to manage your finances?
Compare these two loan products to help determine which option will best meet your needs.

 

 
Account Features
Description
Available Terms
Loan Amounts
Credit Report Required?
Application and Approval Time Frame
When Funds are Received
Where to Apply?
Owners' Dividend Eligible
Description

For sudden expenses or quick cash need such as car repair, school books, etc.

Available Terms

Six months

Loan Amounts

Between $250 to $500

Credit Report Required?

No

Application and Approval Time Frame

Immediate, while you wait

When Funds are Received

Immediately, upon approval

Where to Apply?

In branch

Owners' Dividend Eligible

No

Description

For any personal or family need such as weddings, vacations, etc.

Available Terms

Up to 120 months

Loan Amounts

To be determined with application

Credit Report Required?

Yes

Application and Approval Time Frame

Varies by situation, may be immediate or several business days

When Funds are Received

Varies by situation, may be immediate or several business days

Owners' Dividend Eligible

Yes