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Budgeting

Budgeting is about two main goals — staying in control and seeing the big picture. If your budget is giving you the ability to accomplish these goals, then you’re getting the job done! 

To make a budget that works for you, follow a step-by-step process. Take a look at the Seven Steps to Building a Solid Budget worksheet.

Things to Know
  • Use a budget to plan for how you want to spend and save your money to reach your goals.
  • Set clear financial goals that give you purpose in prioritizing your spending.
  • Try journaling your day-to-day spending. Small expenses add up quickly.
  • Expect the unexpected. Emergency expenses are one of the biggest budget busters.
  • Use mobile banking to check your daily spending.