Small Things You Can Do to Save Money

With seemingly endless things to spend your money on, it can be hard to build up a savings account. We’ve put together tips to help you spend less and build smart habits that will ultimately add up to more savings over time.

Saving money doesn’t have to be an inconvenience. Slowly begin to adopt habits and ideas that can fit into your lifestyle, like bringing your lunch twice a week or cutting down on unnecessary purchases, like that morning fix of coffee.

How to Spend Less

• Establish savings goals.
• Put a freeze on spending for things you don't really need.
• Build a workable budget.

Smart Habits

• Buy used when possible—clothing, furniture, electronics.
• Check prices at three different stores before making a large purchase.
• Cut back on how much you spend on eating out by 25% each month.
• Bring lunch to work—it can save the average person $1,000 a year.
• A little adds up—skipping that $3 a day on coffee for one year saves you $1,095.
• We don't miss what we don't see—rather than spending your next raise, have it deposited into your savings.