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Overdraft Services

At ESL, we work hard to help you manage your money. That’s why we offer three great overdraft services: our Cash Reserve Account, CheckOK, and ESL Courtesy Pay to help you avoid the expense of overdrafts and bounced checks. And you won’t have to worry about late fees, either. 

I know I'm protected with my savings linked to my checking account.

Sign up today for CheckOK.
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* Fee of up to $5.00 is charged. The overdraft fee can be imposed on checks, ACH and Bill Pay transactions that exceed the balance in your checking account, and ESL Visa® Debit Card transactions, if you have registered. You must bring your account to a positive end-of-day available balance at least once every 10 days. ESL will not pay an overdraft if you do not meet the eligibility requirements.