With ESL, you’ll find affordable lending options to support your needs and help you save money. Using some of the equity you have in your home can be a smart solution to consolidate higher-interest rate debt or fund home improvement projects. Take advantage of your home’s value to provide more financial balance in your life.
With a Home Equity Line of Credit, you have access to a line of credit to use when you need it. The interest rate is adjustable, and you only pay for what you use. It’s helpful for greater flexibility or emergency funds.
Home Equity Line of Credit
Flexible, accessible + no closing costs.1
Special Introductory Rate 12 Months at
4.95%APR2
with an LTV up to 90%.
THEN
9.00%APR2
with an LTV up to 80%.
With a Home Equity Loan, you borrow a lump sum of money that’s paid back over a fixed term at a fixed rate. This is a great option when you have a specific large expense.
Home Equity Loan
Fixed, steady + no closing costs.1
8.25%APR3
with an LTV up to 80%.
We’ll help you select the solution that’s best for your needs.
Whatever you choose, remember that your outstanding balance qualifies to grow your Owners’ Dividend.4
Calculate how much you could save and apply today!