Home Equity Solutions

This summer, let your home’s increased value work for you with ESL Home Equity solutions. Whether you're tackling high-interest debt, consolidating expenses, or financing life's big moments, our solutions can turn your summer plans into reality.

With a Home Equity Line of Credit, leverage the value of your home to borrow more at lower-interest rates, providing you with flexible and accessible funds to use as needed.

Add Up the Benefits

• Leverage your home's rising value to access more funds at potentially lower interest rates.
• Enjoy a low rate to kickstart your borrowing journey.
• Keep more money in your pocket with no additional closing costs.²
• Use your equity to pay off high-interest rate debts like credit cards and personal loans, saving you money in the long run.
• Unlock the potential to earn more each year through our Owners’ Dividend program.³

Tap into your home’s value with ESL and get your summer plans started — Apply Today!

1: HOME EQUITY LINE OF CREDIT: Rate shown as of 6/1/24 and is subject to change without notice. The introductory rate is fixed for 12 months from the time of closing. Thereafter, the contract rate is based on Prime Rate plus your contract margin and may vary monthly but never exceed 15.9%. The Prime Rate was [current prime rate] as of [current prime rate date] and rate featured is based on a loan-to-value ratio up to 80%. There are other rates available for a loan-to-value exceeding 80%. Minimum line amount is $5,000. Offers are for new accounts only and subject to credit approval. Actual rates may vary.

2: ESL pays for all closing costs and fees. However, if you close your account within the first 36 months of your account open date, you must reimburse us for actual costs and fees paid in connection with opening your account. Property insurance and flood insurance, if applicable, are required.

3: Qualification for the Owners’ Dividend is subject to eligibility requirements. Payment of a Dividend is not guaranteed.