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Home Equity Loan

Update, renovate, consolidate. Improve the life of your home and the lives within with an ESL Home Equity Loan. Plus, with a low fixed rate and no closing costs1 it’s more affordable than you think.

Give your home or your finances an easy refresh.

Apply for a Home Equity Loan today.

How to apply

1: Property insurance and flood insurance, if applicable, are required. ESL will pay all the closing costs and fees in connection with the opening of your account. However, if you close your account within the first 36 months of your account open date, you must reimburse us for the closing costs and fees paid in connection with opening your account. 2: Qualification for the Owners' Dividend is subject to eligibility requirements. Payment of a Dividend is not guaranteed.